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first_img The Best Markets For Residential Property Investors 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago About Author: Phil Banker February 7, 2017 1,357 Views Sign up for DS News Daily Share Save Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago The Office of the Comptroller of the Currency recently released a list of Community Reinvestment Act (CRA) performance evaluations that became public last month. Of the 20 bank evaluations made public, two of them were rated “outstanding” while the other 18 were rated “satisfactory.”The list includes evaluations that became public during the month of January 2017 and includes national banks, federal savings associations, and insured federal branches of foreign banks that have received ratings, according to the OCC.The possible ratings are outstanding, satisfactory, needs to improve, and substantial noncompliance.HSBC Trust Company and United Community Bank of Lawrenceburg, Indiana were rated as “outstanding.” None of the entities received ratings of “needs to improve” or “substantial noncompliance.”The Community Reinvestment Act designed to encourage commercial banks and savings associations to help meet the needs of borrowers in all segments of their communities, including low- and moderate-income neighborhoods. The Act prohibits the denying or increasing the cost of banking to residents of racially defined neighborhoods, better known as redlining, according to the OCC’s website.The Act instructs the appropriate federal financial supervisory agencies to encourage regulated financial institutions to help meet the credit needs of the local communities in which they are chartered, consistent with safe and sound operation. To enforce the statute, federal regulatory agencies examine banking institutions for CRA compliance, and take this information into consideration when approving applications for new bank branches or for mergers or acquisitions.For a list of all of the entities whose ratings were made public this month, click here. A searchable list of all public CRA evaluations can be accessed through the OCC’s website by clicking here. Phil Banker began his career in journalism after graduating from the University of North Texas. He has covered a number of communities across Texas and southern Oklahoma, writing news and sports for publications including the Ardmoreite, Ennis Daily News and the Plano Star-Courier. He is currently a contributor to DS News and The MReport. in Daily Dose, Featured, Headlines, News Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Related Articles Data Provider Black Knight to Acquire Top of Mind 2 days ago OCC Releases CRA Evaluations for 20 Financial Institutions  Print This Post Demand Propels Home Prices Upward 2 days ago Demand Propels Home Prices Upward 2 days ago Home / Daily Dose / OCC Releases CRA Evaluations for 20 Financial Institutions Previous: Fed’s MBS Drawdown Could Affect Housing Market Next: LenderLive Hires VP of National Sales Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago 2017-02-07 Phil Banker Data Provider Black Knight to Acquire Top of Mind 2 days ago Subscribelast_img read more

first_imgFor landscape managers, job bidding is tough. Bids have to be low enough to get jobs and high enough to turn a profit after covering costs. That makes cost estimating even more critical, especially for beginners who have no benchmark data to base their estimates on.A University of Georgia workshop, offered in Savannah Oct. 18-19 and Athens Oct. 25-26, will make it much easier. The workshop will introduce managers to “Hort Management,” a computerized cost-estimating and job-bidding module developed by UGA faculty.Participants don’t have to know anything about computers. With hands-on instruction, they will learn: Even people who don’t bid directly on jobs will find the program useful in estimating labor costs, time and task data and cost comparisons.The workshop is limited to the first 28 people who register. The $60 fee includes a copy of the $50 “Hort Management” program, lunch the first day, refreshment breaks, handouts and personalized instruction.The deadline to sign up is Friday, Oct. 12. To learn more, call the UGA Extension Service horticulture department at (706) 542-2861.Where to GoThe Savannah workshop is at the Bamboo Farm and Coastal Gardens (912-921-5460). The BFCG Web site has directions and a map.The Athens site is the bottom-floor computer lab, Room 1203, in the Miller Plant Science Building on the corner of Carlton Street and D.W. Brooks Drive. The UGA Web site has a campus map. Bidding strategies.How to estimate both fixed and variable costs, including overhead and labor.How to structure bids in the form of a contract for presenting to clients.How computers make the bidding and estimating process more efficient and accurate.How to tailor “Hort Management” for their own business.last_img read more

first_img“ICU to be expanded, hopefully, in coming days,” Dr. Steven Oscherwitz, an infectious disease expert at the hospital, said in a tweet on Monday night. “Not sure where people needing ICU care will be able to go, since most AZ (Arizona) hospitals are pretty full now.”Health officials in many states attribute the spike to businesses reopening and Memorial Day weekend gatherings in late May. Many states are also bracing for a possible increase in cases stemming from tens of thousands of people protesting to end racial injustice and police brutality for the past three weeks.Church outbreakIn Oregon, health officials are trying to contain an outbreak of over 200 new cases in Union County linked to the Lighthouse United Pentecostal Church. New coronavirus infections hit record highs in six US states on Tuesday, marking a rising tide of cases for a second consecutive week as most states moved forward with reopening their economies.Arizona, Florida, Oklahoma, Oregon and Texas all reported record increases in new cases on Tuesday after recording all-time highs last week. Nevada also reported its highest single-day tally of new cases on Tuesday, up from a previous high on May 23. Hospitalizations are also rising or at record highs.At Arizona’s Tucson Medical Center on Monday, just a single intensive care unit (ICU) bed designated for COVID-19 patients was available, with the other 19 beds filled, a hospital representative said. The Oregonian newspaper reported that a video on the church’s Facebook page on May 24 showed hundreds of people standing close together singing. Large gatherings were not permitting under the state’s reopening plan at that time. The video has since been deleted, it said.Reuters was not able to reach the church for comment.In Texas, Governor Greg Abbott said the record number of new cases is due to more testing. Hospitalizations – a metric not linked to increased testing – also hit a record high. But the state has nearly 15,000 hospital beds available, Abbott said.For the week ended June 14, testing increased over 30% but the positive rate held steady at 7%, a Reuters analysis showed.Texas tested 674 out of every 100,000 residents last week, while about half of the 50 states tested at least 1,000 out of every 100,000 residents. New York led the nation, testing 2,245 out of every 100,000 residents, according to the analysis.The top Texas health official, John Hellerstedt, said the increase was manageable but the situation could change.”The possibility that things could flare up again and produce a resurgence of COVID-19,” which would stress the state’s healthcare system “is still very real,” Hellerstedt said.’We are winning’Across the United States, 17 states saw new cases rise last week, according to a Reuters analysis.In Oklahoma, where President Donald Trump plans to hold an indoor campaign rally on Saturday, new cases rose 68%.Vice President Mike Pence on Tuesday said officials were considering other, possibly outdoor, venues for the Tulsa event. The virus spreads far more efficiently in enclosed spaces.On Tuesday, Oklahoma health officials urged anyone attending the rally to get tested for the coronavirus before arriving and then to self-isolate following the event and get tested again. The health commissioner urged those over 65 or at higher risk of coronavirus-related complications to stay home.Pence pushed back against talk of a second wave of infections, citing increased testing.”In recent days, the media has taken to sounding the alarm bells over a ‘second wave’ of coronavirus infections. Such panic is overblown,” Pence wrote in a Wall Street Journal opinion piece. “We are winning the fight against the invisible enemy.”More than 2.1 million people have been infected with the coronavirus in the United States and over 116,000 have died from COVID-19, by far the most in the world.center_img Topics :last_img read more

first_img “I have got 10 games left here at Swansea and I am going to enjoy every minute of it,” Woodman told reporters. “I have done that for the last 36 games. Read Also:Coronavirus: Newcastle ban players from shaking hands “I have enjoyed playing for this team and this club so I don’t look any further ahead.” FacebookTwitterWhatsAppEmail分享 Freddie Woodman has said that he was not thinking about his future at Newcastle United while he is out on loan at Swansea City. Newcastle United’s Goalkeeper Freddie Woodman  The goalkeeper is only worried about helping Swansea get into the playoffs and eventually back into the Premier League. The 22-year-old has ten more games to go this season, and he wants to do the very best for the club that gave him a chance to gain first team experience. Woodman has a contract with the Magpies until 2021.Advertisement Loading… center_img Promoted Content10 Of The Dirtiest Seas In The World5 Of The World’s Most Unique Theme Parks9 Facts You Should Know Before Getting A TattooBirds Enjoy Living In A Gallery Space Created For Them2020 Tattoo Trends: Here’s What You’ll See This Year7 Reasons Why You Might Want To Become A Vegetarian11 Most Immersive Game To Play On Your Table TopCouples Who Celebrated Their Union In A Unique, Unforgettable Way7 Black Hole Facts That Will Change Your View Of The Universe5 Of The World’s Most Unique Theme ParksFascinating Ceilings From Different Countries7 Reasons Why You Aren’t Getting The Tasks Donelast_img read more

first_imgUNDATED (AP) — The San Francisco 49ers have lost one talented defensive lineman while retaining another.The Niners have shipped defensive tackle DeForest Buckner to the Indianapolis Colts for the No. 13 pick in this year’s draft. A person familiar with the deal said Buckner will receive a new contract worth $21 million a year from the Colts.The fourth-year pro had 7 ½ sacks and 34 solo tackles last year.The trade was completed immediately after the 49ers announced a deal to keep defensive lineman Arik Armstead with a five-year contract worth up to $85 million. Armstead recorded 10 sacks and 18 quarterback hits last season. He’s been with the Niners since being selected 17th overall in the 2015 NFL draft.Elsewhere around the NFL: — Dallas has re-signed Blake Jarwin to a three-year, $24 million package that includes $9 million guaranteed. Jarwin had 31 receptions for 365 yards and three touchdowns in 2019.— The Steelers are holding onto Bud Dupree by placing the franchise tag on the outside linebacker. Dupree could make around $16 million in 2020 if he signs the tag. Dupree collected a career-high 11 1/2 sacks in 2019.— A person familiar with the situation says Saints starting defensive tackle David Onyemata will re-sign with New Orleans instead of entering free agency. The 6-foot-4, 300-pound Onyemata started all 15 regular-season games in which he played and the Saints’ lone playoff game last season.— A person with knowledge of the negotiations says the Denver Broncos have agreed to a four-year, $44 million contract with free agent offensive lineman Graham Glasgow. He has started 58 games in four seasons with the Detroit Lions, who drafted him in the third round out of Michigan in 2016.— Free agent tackle Jack Conklin has agreed to a three-year, $42 million contract with the Browns, according to his agent. Conklin is perhaps the best tackle available on this year’s market. His agent says Conklin will get $30 million guaranteed and earn $20 million in his first year. The league cautioned that it will not be able to even provide guidance on the potential reopening of team practices for another 45 days, which could make May the earliest possible restart date.Players had previously been told to remain in their team’s city and await further direction.The new directive comes in the aftermath of the CDC’s recommendation the U.S. not hold gatherings of 50 or more people for the next eight weeks.VIRUS OUTBREAK-NFLNFL cuts down on travel, expects to hold draft as scheduled VIRUS OUTBREAK-NASCARNASCAR shut down until MayUNDATED (AP) — NASCAR has suspended its season until May as part of the CDC’s recommendation to postpone gatherings for the next eight weeks because of the COVID-19 pandemic.The decision came after at least two Monday conference calls between the sanctioning body and its team owners. The series plans to return to the track at Martinsville Speedway in Virginia on May 9.SPORTS-VIRUS OUTBREAK March 16, 2020 NEW YORK (AP) — The NFL has barred in-person interviews with free agents and is requiring local physical examinations for them rather than team-conducted exams.The league also banned travel by team personnel to meet with free agents as well as those players traveling to team facilities. The moves were included in a memo sent to all 32 teams.The NFL also says it will proceed with its draft but without public events next month in Las Vegas. It’s not yet clear, however, if the draft itself will be held in the city. Commissioner Roger Goodell said Monday the draft will take place April 23-25 as scheduled but under a modified format still being developed.The draft will be televised regardless of its venue or format.  MLB has pushed back opening day until mid-May at the earliest because of the new coronavirus. The decision follows the federal government recommendation restricting events of more than 50 people for the next eight weeks.Baseball Commissioner Rob Manfred made the announcement following a conference call with executives of the 30 teams. His office issued a statement saying teams remain committed to playing as many games as possible when the season begins.VIRUS OUTBREAK-NHLPlayers can return home, self-isolateUNDATED (AP) — NHL players have been told they can return home and self-isolate there until the end of March while hockey is on hold amid the coronavirus pandemic. — Offensive lineman Ereck Flowers has agreed to terms on a $30 million, three-year contract with Miami. The deal was confirmed by Flowers’ agent, who said $19.95 million is guaranteed.— The Bills have announced re-signing offensive lineman Quinton Spain to a three-year contract.— The Colts have released defensive tackle Margus Hunt and will re-sign receiver Daurice Fountain.— The Cardinals have placed the transition tag on running back Kenyan Drake, which allows the team to match any offer he receives from another team during free agency.— The Bengals used their franchise tag on A.J. Green. That gives them time to try to work out a long-term deal with the star who is one of the most accomplished receivers in franchise history and would be a vital part of breaking in a new quarterback. — The women’s professional tennis tour has suspended all competition until May 2 because of the outbreak. The tour says a decision will be made “in the week ahead” about the rest of the European clay-court circuit. The next Grand Slam tournament is the French Open, which is scheduled to begin in Paris on May 24.— The leader of the IOC’s coordination commission for the Tokyo Olympics says there is no May deadline to cancel the games and he remains confident the event will go ahead despite sports coming to a virtual standstill globally amid the coronavirus outbreak. John Coates told the Sydney Morning Herald newspaper: “It’s all proceeding to start on the 24th of July.” Former IOC vice president Dick Pound said in an interview with The Associated Press last month that the end of May loomed as a possible deadline for the IOC to make a call on the Tokyo Olympics.— The Penn Relays has been canceled in response to the coronavirus pandemic. The prestigious track event was scheduled for April 23-25 in Philadelphia and had been held uninterrupted since 1895. The event celebrated its 125th consecutive running last year. The University of Pennsylvania hosts the event and says it will attempt to host a substitute track meet at a later date in late May or early June.— The Sun Belt Conference has canceled all organized athletics and related activities, including practices, through the remainder of the academic year. In a written announcement the Sun Belt says the decision was made Monday in consultation with the league’s presidents, chancellors and athletic directors “to address growing concerns surrounding the spread of the coronavirus.”— Keeneland race track in Kentucky has canceled its spring meet because of COVID-19. The meet was scheduled for April 2-24, with the $1 million Blue Grass Stakes awarding 170 points toward the Kentucky Derby, the highlight of the opening weekend. — The Greek Olympic committee says the Olympic flame handover ceremony for the Tokyo Games will take place without spectators in an effort to contain the coronavirus outbreak. The committee canceled the remainder of the Olympic torch relay last week after crowds gathered in southern Greece to watch part of the torch relay in Sparta, where the torch was carried by actor Gerard Butler.— The Kontinental Hockey League is taking a one-week pause in its playoffs to come up with a new format and schedule for the six remaining Russian teams. Finland-based Jokerit and Kazakhstan-based Barys Nur-Sultan pulled out of the playoffs amid the oronavirus pandemic.— McLaren says the team member who tested positive for coronavirus at the Australian Grand Prix “is recovering well” and that his “symptoms have gone.” The British team pulled out of the season-opening Formula One race on Thursday because of the positive test. The race was canceled on Friday. With the first four races postponed, the F1 season will not resume until May at the earliest.NFL-NEWS49ers deal Bucker, keep Armsteadcenter_img — The Vikings have reached an agreement with punter Britton Colquitt on a three-year, $9 million contract, according to a person with knowledge of the deal.— The Falcons have acquired tight end Hayden Hurst from the Ravens. That’s according to a person familiar with the deal. Atlanta has released backup tight end Luke Stocker and offensive tackle Ty Sambrailo. The Falcons also will cut running back Devonta Freeman and cornerback Desmond Trufant.— A person with knowledge of the move said the Redskins have agreed to re-sign inside linebacker Jon Bostic to a two-year, $6.6 million deal.— A person familiar with the negotiations says defensive end Shaq Lawson has agreed to a $30 million, three-year contract with the Dolphins.— According to a person familiar with the deal, free agent linebacker Nick Kwiatkoski has agreed to a contract with the Las Vegas Raiders. — The Chiefs have placed the nonexclusive franchise tag on Chris Jones, raising the possibility that the Pro Bowl defensive tackle will remain with the Super Bowl champions for at least one more season.— The Patriots have placed a franchise tag on left guard Joe Thuney.— The Giants have placed a non-exclusive franchise tag on defensive tackle Leonard Williams.— Longtime Steelers offensive lineman Ramon Foster is retiring. The 11-year veteran made the announcement on Instagram.— A person with knowledge of the decision says the Vikings have placed the franchise tag on safety Anthony Harris. — Vikings quarterback Kirk Cousins has accepted a two-year, $66 million contract extension. Cousins was entering the final season of the fully guaranteed, three-year, $84 million contract he signed as a free agent in 2018. He was scheduled to count $31 million against the salary cap, but a personal familiar with the trade tells The Associated Press the new pact will reduce by $10 million the team’s charge for 2020.— The Cardinals have picked up three-time All-Pro receiver DeAndre Hopkins from the Texans for running back David Johnson and draft picks. That’s according to a person familiar with the trade. Hopkins has three years remaining on a five-year, $81 million deal he signed in 2017. He caught 104 passes for 1,165 yards and seven touchdowns last year.— The Titans have tagged Derrick Henry as their franchise player, making sure they keep the NFL rushing leader around for at least this season. Henry had 1,540 yards rushing during the 2019 regular season before gaining another 377 yards in Tennessee’s first two playoff games, leading the Titans to the AFC title game.The Buccaneers have placed the franchise tag on NFL sack leader Shaquil Barrett, who would be scheduled to make just under $16 million this season. Bruce Arians stated late last season that the 27-year-old outside linebacker “ain’t going anywhere” after setting a team record with 19½ sacks in 2019. The move likely means the departure of quarterback Jameis (JAY’-mihs) Winston, who will become an unrestricted free agent if the Bucs don’t re-sign him by Wednesday.— The Cowboys have placed their exclusive franchise tag on quarterback Dak Prescott, securing his rights for an estimated $31.5 million while the sides continue working on a long-term deal. Prescott has played his entire four-year NFL career with the Cowboys and threw for over 4,900 yards, 30 touchdowns and 11 interceptions last season. Associated Press Update on the latest in sports: Speedway officials take wait-and-see approachUNDATED — Indianapolis Motor Speedway officials say they are holding off on postponing the month of May activities that conclude with the Indianapolis 500 on Memorial Day weekend.The speedway issued a statement Monday saying officials are aware the CDC’s interim guidance suggesting the postponement of events involving more than 50 people over the next eight weeks.The Indy 500 draws crowds in excess of 300,000.In other sports developments related to the coronavirus: Share This StoryFacebookTwitteremailPrintLinkedinRedditVIRUS OUTBREAK-MLBBaseball season won’t start until mid-May, at the earliestNEW YORK (AP) — It will be at least two more months before the Major League Baseball schedule begins. — Ben Watson is hanging up his cleats for the second time. The 39-year-old tight end announced his retirement in a message on Twitter on Monday, marking the end of a 15-year NFL career that included two stints in New England, as well as stops in Cleveland, New Orleans and Baltimore.,Tampa Bay Lightning advance to face Dallas Stars in Stanley Cup finals, beating New York Islanders 2-1 in OT in Game 6last_img read more