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first_imgAn odd contradiction may be impacting your institution’s ability to raise deposits. Financial institutions routinely disclose substantial early withdrawal fees on deposit accounts — fees that, historically, they never really expect to collect. Yet in recent years many continue the fiction by increasing these highly theoretical fees.Consumers hate even the threat of penalties. So for banks and credit unions the mention of penalties constrains new business development with both existing and prospective depositors. The words “substantial penalty for early withdrawal” are always present in the minds of current and prospective retail depositors, and rank in “popularity” with overdraft fees.At least with overdraft fees, banks and credit unions have revenue to show. Has your institution’s early withdrawal penalty strategy helped it create and capture any value?Recognizing this, some financial institutions are differentiating themselves from the crowd of insured depositories which threaten early withdrawal penalties fixed at X-months of interest or other static approaches to penalties. They have been replacing fear of discussing the fees with creation of an alternative version of time deposits that takes the punishment out of early withdrawal penalties. continue reading » ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

first_imgA 55-year-old man was arrested after allegedly having sexual activity with a girl in Florida under the age of 12 and impregnating her.David Cox is charged with engaging in sexual activity with a child under the age of 12 by a family member or custodial authority.An investigation into the sexual abuse began last November after Florida officials contacted authorities in South Carolina.Police say Cox abused the young girl while vacationing in Olive Springs, Florida.The child became pregnant shortly after the reported abuse.In January, DNA samples proving Cox to be a parental match were taken from the baby after the young girl gave birth.Cox was jailed in South Carolina on April 4 in until he was extradited to Florida on April 14.He is now being held in Florida on $1 million bond.last_img read more

first_imgWinning a tournament is always beneficial to a golfer’s bank account.So you can imagine a victory at the Masters earns the champion a ton of money. But it’s not just the first-place finisher who comes away with a large payday. The payouts to everyone up and down the leaderboard are substantial. Here is how much the Masters champion will make in 2019, as well as the payouts of other finishers and a comparison to the purses at the other three majors. TIGER TRACKER: Best moments from Tiger Woods’ Masters victoryWhat is the Masters purse for 2019?The purse for this year’s Masters will be $11.5 million, surpassing $11 million, which was the total the last two years. The news comes after the Players Championship raised its purse to a record $12.5 in 2019.How much money does the winner get?In addition to the green jacket, the winner of the Masters will get a cool $2,070,000. Patrick Reed made $1,980,000 as last year’s champion, and it’s not a surprise that with the purse increasing, so does the prize for first place. The winner’s share first increased to over $1 million when Tiger Woods won the 2001 Masters. For the first nine years of the tournament, the champion took home only $1,500.The Masters champ will get more money than the winner of any major last year. The $2 million prize for winning the U.S. Open was the highest in 2018.  What are the Masters payouts?Tiger Woods will take home over $2 million for winning the Masters. While nobody will claim the entirety of the $1 million-plus second place payout, a trio of runner-ups will still get paid nicely. Part of the reason why the Masters has such high payouts even further down the list of finishers is because of its smaller field compared to the other majors and most other PGA Tour tournaments. GolferPlacePayoutTiger Woods1$2,070,000Dustin JohnsonT-2$858,667Xander SchauffeleT-2$858,667Brooks KoepkaT-2$858,667Webb SimpsonT-5$403,938Jason DayT-5$403,938Tony FinauT-5$403,938Francesco MolinariT-5$403,938Jon RahmT-9$310,500Patrick CantlayT-9$310,500Rickie FowlerT-9$310,500Bubba WatsonT-12$225,400Justin ThomasT-12$225,400Justin HardingT-12$225,400Matt KucharT-12$225,400Ian PoulterT-12$225,400Aaron Wise17$184,000Patton KizzireT-18$161,000Phil MickelsonT-18$161,000Adam ScottT-18$161,000Si-Woo KimT-21$107,956Matthew FitzpatrickT-21$107,956Kyle StanleyT-21$107,956Kevin KisnerT-21$107,956Rory McIlroyT-21$107,956Jordan SpiethT-21$107,956Lucas BjerregaardT-21$107,956Thorbjorn OlesenT-21$107,956Charley HoffmanT-29$78,200Bryson DeChambeauT-29$78,200Louis OosthuizenT-29$78,200Viktor Hovland (a)T-32—Hideki MatsuyamaT-32$68,042Gary WoodlandT-32$68,042Charles Howell IIIT-32$68,042Kevin TwayT-36$55,488Henrik StensonT-36$55,488Tommy FleetwoodT-36$55,488Jimmy WalkerT-36$55,488Alvaro Ortiz (a)T-36—Patrick ReedT-36$55,488Rafa Cabrera BelloT-36$55,488Keegan BradleyT-43$44,850Keith MitchellT-43$44,850Haotong LiT-43$44,850Corey ConnersT-46$37,950Kevin NaT-46$37,950Andrew LandryT-46$37,950Kiradech AphibarnratT-49$32,430Marc LeishmanT-49$32,430 What are the payouts for golf’s four majors?The purse for golf’s other three majors hasn’t been finalized for this year, so all payout distribution is based off 2018 results.PGA Championship PlaceGolferPayout1Brooks Koepka$1,980,1002Tiger Woods$1,188,0003Adam Scott$748,000T4Stewart Cink$489,250T4Jon Rahm$489,250T6Thomas Pieters$334,712.50T6Francesco Molinari$334,712.50T6Justin Thomas$334,712.50T6Gary Woodland$334,712.50T10Rafa Cabrera Bello$261,985T10Tyrrell Hatton$261,985T12Jordan Spieth$187,747.14T12Chez Reavie$187,747.14T12Brandon Stone$187,747.14T12Daniel Berger$187.747.14T12Kevin Kisner$187,747.14T12Shane Lowry$187,747.14T12Rickie Fowler$187,747.14T19Zach Johnson$113,125T19Kevin Na$113,125T19Jason Kokrak$113,125T19Justin Rose$113,125T19Matt Wallace$113,125T19Julian Suri$113,125T19Webb Simpson$113,125T19Jason Day$113,125U.S. Open PlaceGolferPayout1Brooks Koepka$2,160,0002Tommy Fleetwood$1,296,0003Dustin Johnson$812,9274Patrick Reed$569,8845Tony Finau$474,659T6Xander Schauffele$361,923T6Tyrrell Hatton$361,923T6Henrik Stenson$361,923T6Daniel Berger$361,923T10Webb Simpson$270,151T10Justin Rose$270,151T12Russell Knox$221,825T12Matthew Fitzpatrick$221,825T12Zach Johnson$221,82515Kiradech Aphibarnrat$190,328T16Hideki Matsuyama$163,438T16Louis Oosthuizen$163,438T16Haotong Li$163,438T16Paul Casey$163,438T20Rickie Fowler$122,387T20Steve Stricker$122,387T20Charley Hoffman$122,387T20Dylan Meyer$122,387T20Brian Gay$122,387The Open ChampionshipPlaceGolferPayout1Francesco Molinari$1,890,000T2Justin Rose$694,250T2Rory McIlroy$694,250T2Xander Schauffele$694,250T2Kevin Kisner$694,250T6Eddie Pepperell$327,000T6Tiger Woods$327,000T6Kevin Chappell$327,000T9Tony Finau$219,000T9Matt Kuchar$219,000T9Jordan Spieth$219,000T12Patrick Cantlay$154,500T12Thorbjorn Olesen$154,500T12Ryan Moore$154,500T12Tommy Fleetwood$154,500T12Webb Simpson$154,500T17Jason Day$109,714T17Pat Perez$109,714T17Charley Hoffman$109,714T17Adam Scott$109,714T17Erik Van Rooyen$109,714T17Zach Johnson$109,714T17Alex Noren$109,714last_img read more